Credit risk, operational risk, and liquidity risk on profitability

نویسندگان

چکیده

Profitability is the ability of Village Credit Institution to generate profits and a ratio that can assess how Institution's profits. The high profitability indicates good performance Institution. This study aims determine effect credit risk, operational liquidity risk on profitability. research was conducted at for period 2017-2021. data collection method used non-behavioral observation with multiple linear regression analysis techniques. results showed Risk has negative significant Profitability. Operational Liquidity positive be maximized by applying precautionary principle, monitoring supervising operations minimize costs provide sufficient balanced lending.

برای دانلود باید عضویت طلایی داشته باشید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

The effect of liquidity risk and credit risk on bank stability

Banks and their financial transactions have a positive impact on corporate income and the economy of the country. The purpose aimed to identify the relationship between liquidity risk and credit risk and their impact on bank stability. Therefore, paying attention to their stability conditions can have a stable economy. The present study is based on the correlation between variables in terms of ...

متن کامل

Liquidity and Credit Risk

We develop a structural bond valuation model to simultaneously capture liquidity and credit risk. Our model implies that renegotiation in financial distress is influenced by the illiquidity of the market for distressed debt. As default becomes more likely, the components of bond yield spreads attributable to illiquidity increase. When we consider finite maturity debt, we find decreasing and con...

متن کامل

Simultaneous Effect of Liquidity Risk and Credit Risk on the Stability of Banks that Accepted in Tehran Stock Exchange

Banks are an essential elements of the financial discipline in many countries, and as financial intermediaries, they play a crucial role in achieving the growth and financial development of each state. Banking industry development and its efficiency can also lead to long-term economic growth and on the contrary, lack of banking network development may cause a decline in economic growth.  Regar...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

ژورنال

عنوان ژورنال: World Journal Of Advanced Research and Reviews

سال: 2023

ISSN: ['2581-9615']

DOI: https://doi.org/10.30574/wjarr.2023.19.1.1426